Obtaining Applicant and Employee Credit Reports

Both federal and state laws restrict the use of credit information in the hiring process.1 In the employment context, a consumer credit report is any written, oral or other communication of any information by a consumer credit reporting agency (CRA) bearing on an individual’s credit worthiness, credit standing or credit capacity, which is used as a factor in evaluating an applicant for employment, promotion, reassignment or retention.2

Read about 2019 legislation.

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